Last week, while surfing Credit Karma, I took note of current low interest rates and a fleeting thought occurred: maybe I should refinance my mortgage. So I clicked on a button, and alerted dozens of lenders that I was 'in the market'. I regretted my impulsiveness immediately, but the lenders had already scrambled.
One of the lenders alerted by my button-push was my current mortgage-holder: Citibank. Yesterday, I received a special-delivery FedEx envelope that fairly reeked of panic, offering me almost anything - provided I stuck with Citibank.
Citibank's slogan is: 'Citi Never Sleeps'. I guess that's right!
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